1.	 Upadhyaya, Rakesh (1989). Integrated Rural Development – Basic Approach and Policy, Bombay:
       Publishing House. p.26.
2.	Sivasubramaniam, M.N. Credit Based Poverty Alleviation Programmes: Innovative Approach, Kurushetra, Vol. 48, No.2 Nov.201.
3.	Report of All India Credit Review Committee, Reserve Bank of India, Bombay.
4.	Sahoo, Dr. Pitabasa: Poverty Alieviation  Project: Design Implementation. Kurushetra, Vol. 49, No.4, January 2001.
5.	The Hindu. Sep. 17, 2000. 
6.	Vasanthi, K: Poverty and Social Security, Kurushetra, Vol.48,No. 8,May 2000.
7.   Sinha, Jitendra Kumar: Rural Dvelopment :Acollective effort, ibid.