International Research Journal of Commerce , Arts and Science

 ( Online- ISSN 2319 - 9202 )     New DOI : 10.32804/CASIRJ

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A STUDY OF CREDIT RISK MANAGEMENT POLICY OF YES BANK AND MANAGEMENT STRATEGY OF CREDIT RISK IN THE INDIAN BANKING SECTOR.

    1 Author(s):  MERCY JOHN

Vol -  3, Issue- 1 ,         Page(s) : 141 - 147  (2012 ) DOI : https://doi.org/10.32804/CASIRJ

Abstract

Credit risk has always been a primary concern for financial services institutions but it is not always been very effectively managed. Credit risk is loss due to a party in an agreement not meeting its contractual financial obligation in a timely manner.RBI definition of credit risk Possibility of losses associated with decline in the credit quality of borrowers or counterparties. Default due to inability or unwillingness of a customer or counterparty to meet commitments in relation to lending, trading, settlement and other financial transactions.

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