International Research Journal of Commerce , Arts and Science

 ( Online- ISSN 2319 - 9202 )     New DOI : 10.32804/CASIRJ

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A STUDY ON INVESTORS’ PERCEPTIONS TOWARDS PUBLIC PROVIDENT FUND (PPF) IN INDIA

    2 Author(s):  DR. AKSHATHA B.G.,PROF. S.B. AKASH

Vol -  13, Issue- 3 ,         Page(s) : 100 - 107  (2022 ) DOI : https://doi.org/10.32804/CASIRJ

Abstract

The present paper focuses on the role of PPF in generating profitable return as well as a tax saving avenue for the investors. PPF Scheme coming into force on 1968 and guaranteed by Central Government of India. PPFs account is completely protected as the scheme is backed by the Government of India and making it fully risk-free with guaranteed returns, the PPF is liquid deposit the 15-year lock in stipulated with this account. The liquidity is offered in the form of loans and withdraws subject to conditions. As the PPF is backed by the Government of India, it does not require any commercial rating. The investment in PPF is totally exempt from the tax as per The Income Tax Act, 1961 and interest income is exempt in accordance with Section 10 of the act.

Dhirendra Kumar (March, 2014), “Investing in NSP or PPF to save tax? Check out ELSS too.
Dr.Dhiraj Jain and Ms. Ruhika Koyhari (July, 2012), “Investors Attitude towards Post Office Deposits Scheme - Empirical Study in Udaipur District. Rajasthan”, IJMT,Vol. 2, Issue 7. ISSN: 2249 – 1058. 
Dr. Vishal Mehta and Dr. Anil Mirchandani (2015), “Post Office Schemes - A Mode of Savings for Medium Income Group”, Altius Shodh Journal of Management & Commerce, ISSN 2348 – 8891.

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